Now with AI-powered insights

Watch Your Money Flow Where You Tell It To Go.

A visual budgeting system that turns your income into a beautiful waterfall map — with an AI assistant to guide your financial decisions.

See how it worksAllocate - Visual budgeting made simple | Product Hunt
Money Map
Monthly income$7,300
$3,000
Bills
$3,200
Spend
$1,100
Goals

Your money flows to bills first, then spending, then savings goals.

Free to Start
No Credit Card Required
100% Privacy Focused
Works Offline
Features

Stop guessing. Start knowing.

Allocate transforms the way you think about money

See Where Every Dollar Goes

Transform confusing spreadsheets into a beautiful visual map that shows your money flow at a glance.

AI Powered

AI-Powered Financial Insights

Ask questions about your finances and get personalized recommendations from our AI assistant that understands your spending patterns.

Stop Living Paycheck to Paycheck

Break the cycle by understanding your spending patterns and building real savings habits.

Reach Your Goals Faster

Whether it's a vacation, emergency fund, or paying off debt — watch your progress in real-time.

Finally Feel In Control

No more money anxiety. Know exactly what you can spend and save with confidence.

AI Assistant

Your Personal Financial Advisor

Ask anything about your finances and get instant, personalized insights. Our AI understands your spending patterns, goals, and allocations to give you actionable advice.

How much did I spend on food this month?
Am I on track with my savings goals?
Where can I cut back on spending?
How long until I pay off my debt?

AI Assistant

Online

How am I doing with my budget this month?

Great question! Based on your transactions, you've spent $2,847 out of your $4,200 monthly allocation.

You're 12% under budget with 10 days left. Your biggest category is groceries at $680.

AI is analyzing your data...
Our Philosophy
"10 lazy years can be erased in 6 focused months."

Success is a marathon, not a sprint. We believe in patience, discipline, and consistency—building wealth over time rather than chasing quick wins.

Patience

Real wealth is built over years, not days. Trust the process and let compound growth work its magic.

Discipline

Consistent action beats sporadic motivation. Small daily habits create extraordinary results.

Consistency

Show up every day. Track every dollar. Watch your financial foundation grow stronger with each decision.

Your focused journey starts today

Simple by design

Everything you need, nothing you don't

17+
Methods

Budgeting styles to choose from

2min
To Start

Create your first allocation in minutes

$0
To Begin

Free plan with full access to all styles

100%
Private

Your data stays on your device

How It Works

Three steps to financial clarity

Transform your finances into a clear, visual roadmap

01

Enter Your Salary

Add your monthly or yearly income. We support multiple income sources.

02

Choose Budgeting Style

Pick from proven methods like 50/30/20, zero-based, or create your own.

03

See Your Yearly Money Map

Watch your income flow through a visual waterfall showing where every dollar goes.

Why Allocate

Built different. Built better.

Visual First

See your money flow instead of staring at boring spreadsheets.

17+ Methods

From 50/30/20 to zero-based — find your perfect fit.

Takes 2 Minutes

No complicated setup. Enter income, pick a style, done.

100% Private

Your data stays on your device. We don't sell anything.

Why Allocate

Budgeting that actually makes sense

Built for people who want clarity, not complexity

Visual First

See your entire financial picture at a glance with our waterfall visualization.

17+ styles

Quick Setup

Create your first money map in under 2 minutes. No complex setup required.

< 2 min

Privacy First

Your financial data stays on your device. We don't sell or share your information.

100% private

Free Forever

Core features are completely free. No trials, no credit card required.

$0
Pricing

Simple, transparent pricing

No hidden fees. Cancel anytime.

MonthlyAnnualSave 33%

Free

Perfect for getting started

$0
  • 1 saved allocation
  • All 17 budgeting styles
  • Basic money map visual
  • Export to image
Most Popular

Pro

For serious budgeters

$6/month
  • Unlimited allocations
  • All 17 budgeting styles
  • Advanced money map
  • AI financial assistant
  • Export to PDF & image
  • Custom sub-categories
  • Compare budgets side-by-side
  • Priority support

Family

Budget together

$10/month
  • Everything in Pro
  • Up to 5 family members
  • Shared allocations
  • AI assistant for all members
  • Family dashboard
  • Joint goal tracking
  • Priority support
FAQ

Questions? Answers.

Yes! The free plan lets you create and save 1 allocation with full access to all 17 budgeting styles. Upgrade to Pro for unlimited allocations and advanced features.

Ready to take control of your money?

Join early adopters who are transforming their finances with visual budgeting.

Free forever. No credit card required.